Who it applies to, and when
MTD for Income Tax is being phased in by income level:
| From | Self-employment and property income over |
|---|---|
| April 2026 | £50,000 |
| April 2027 | £30,000 |
| April 2028 | £20,000 |
The limit is based on your turnover and rental income before expenses, not your profit, so many people are caught sooner than they expect.
MTD is new for everyone, so we’ll sit down with you in person and show you exactly how it works.
What's included
- A check of whether and when MTD applies to you
- Setting you up on MTD-compatible software, usually Xero
- Digital record-keeping, done by us or with you
- Quarterly updates submitted to HMRC for you
- Your end-of-year return, finalised and filed
Why choose us
As a Xero Platinum Partner, we already keep our clients’ records digitally. We’ll get you ready well before your start date, whether you’re in Renfrewshire, Glasgow or the Western Isles.
Common questions
Does MTD for Income Tax apply to me?
It applies to sole traders and landlords whose combined self-employment and property income is over the threshold for that year: £50,000 from April 2026, £30,000 from April 2027 and £20,000 from April 2028. The test uses gross income, not profit.
What do I have to send HMRC?
A summary update every quarter from compatible software, then a final return after the tax year ends.
Can you do the quarterly updates for me?
Yes. We can keep your digital records and submit every update, or set you up to do it yourself with our support.